Overview

Developing enhanced skills and expertise in Credit Risk Analysis and Management is a foremost and invaluable requirement in financial institutions (especially banks) in their roles as financial intermediaries in the financial market, even as global and local regulatory authorities continue to emphasize risk-based supervision of players.

For lending officers and managers who have already attended the Basic Credit Analysis Course, and now possess the basic skills in lending, this programme would further deepen their credit expertise especially in the following areas: working capital analysis; financial risks analysis; non-financial risks analysis; risk ratings and credit scoring; cluster lending or credit programmes; loan portfolio monitoring and delinquency management; among other critical issues for credit analysts and lending officers.

Participants would also be exposed to basic Asset & Liability Management; Understanding Bank Capital Adequacy Issues; Corporate Governance; and Understanding Basle III; necessary for conceptual appreciation of their roles in achieving overall sound financial standing of their Financial Institution.

Topics To Be Covered:

  • The following modules/topics would be handled during the programme:
  • The Financial Intermediation and the Consequent Risks
  • Capital Adequacy & Credit Risk
  • Lending Principles & Practices: A Review
  • Basic Asset & Liability Management
  • Financial & Non-Financial Risk Analysis
  • Working Capital Analysis
  • Mastering Loan Structuring
  • Risk Acceptance Criteria & Credit Scoring
  • Cluster Lending & Credit Programmes/Schemes
  • Problem Loans Management & Recovery Strategies
  • The Importance of Credit Risk Governance
  • The Basel Accord: Imperatives for Credit Risk Management
  • Parting Shots!

Who Should Attend?

  • Account Officers & Relationship Managers
  • Credit Analysts & Administrators
  • Credit Approval Officers
  • Business Leaders in FIs

Course duration:       3 days

Time:                               8.30am – 5pm Daily

Course Fees:                 N130,000.00 Per Participant.